ONYX Capital Partners (“ONYX,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit onyxcapnow.com (the “Site”) or submit an application for our financing services.
1. Information We Collect
We collect information that you voluntarily provide and information collected automatically when you use the Site.
Information You Provide
When you complete our funding application form or otherwise contact us, we may collect:
- Full name and contact details (email address, phone number)
- Company name, website, and years in business
- Yearly revenue and funding timeline preferences
- Additional comments or details about your business needs and invoices
- Any other information you choose to provide in free-text fields or subsequent communications
Information Collected Automatically
When you visit the Site, we and our service providers may automatically collect certain technical information, including:
- IP address, browser type, device type, and operating system
- Pages viewed, time spent on pages, and referring/exit pages
- General location information derived from IP address
- Cookies and similar tracking technologies (see Cookies section below)
2. How We Use Your Information
We use the information we collect to:
- Process and evaluate funding applications for invoice factoring, merchant cash advances, and other financing products
- Contact you regarding your application, including by phone, email, or SMS (subject to your consent)
- Provide customer support and respond to inquiries
- Improve the Site, our services, and user experience
- Comply with legal and regulatory obligations
- Detect, prevent, and address fraud, security, or technical issues
- Send transactional or service-related communications
We do not sell your personal information.
3. SMS, Calls, and TCPA Consent
By submitting the application form and checking the consent box, you expressly consent to receive calls, automated transactional emails, and SMS text messages from ONYX Capital Partners and its agents at the phone number you provide. Message frequency may vary (up to 4 messages per month). Message and data rates may apply. You may opt out of SMS at any time by replying STOP. For help, reply HELP. Consent is not a condition of purchase or funding approval.
4. How We Share Information
We may share your information in the following circumstances:
- Service Providers: With third-party vendors who assist us in operating the Site, processing applications, sending communications, or providing IT and security services (e.g., form processors, email/SMS platforms, analytics providers). These parties are contractually obligated to protect your information.
- Business Transfers: In connection with a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction.
- Legal Requirements: When required by law, subpoena, court order, or to protect the rights, property, or safety of ONYX, our clients, or others.
- With Your Consent: When you direct us to share information or otherwise consent.
We do not share your information with third parties for their independent marketing purposes without your consent.
5. Cookies and Tracking Technologies
The Site may use cookies, pixel tags, and similar technologies to remember your preferences, understand how the Site is used, and improve performance. You can control cookies through your browser settings. Disabling cookies may affect certain functionality of the Site.
6. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect the information we collect. However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.
7. Data Retention
We retain personal and business information for as long as necessary to fulfill the purposes outlined in this Policy, including to process applications, maintain records for legal and regulatory compliance, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of information and applicable legal requirements.
8. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including the right to:
- Request access to the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal retention obligations)
- Opt out of certain communications (marketing emails, SMS by replying STOP)
To exercise these rights, please contact us at info@onyxcapnow.com or by phone at 201-862-8075. We will respond in accordance with applicable law. Residents of certain states (including California) may have additional rights under state privacy laws; please contact us for more information.
9. Children’s Privacy
The Site and our services are directed to businesses and individuals 18 years of age or older. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us so we can delete it.
10. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page indicates when the Policy was last revised. Your continued use of the Site after any changes constitutes acceptance of the updated Policy. We encourage you to review this page periodically.
12. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
- Email: info@onyxcapnow.com
- Phone: 201-862-8075
- Mail: ONYX Capital Partners, Ramsey, New Jersey, United States
This Privacy Policy is provided for informational purposes and does not constitute legal advice. For questions about how privacy laws apply to your specific situation, please consult your own legal counsel.